Monthly Archives: December 2013

The Earnest Money Deposit: What You Should Know

The earnest money deposit is an important part of the home buying process. It tells the seller you’re a committed buyer and it helps fund your down payment. Without earnest money, you could make offers on many homes, essentially taking them off … Continue reading

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Be Prepared to Buy Insurance When Buying a Home

No sensible car owner would drive without insurance, so it figures that no homeowner should be without insurance. The essential idea behind various forms of real estate insurance is to protect owners in the event of catastrophe. If something goes … Continue reading

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Be Prepared for Mortgage Rules Changes in 2014

The world of mortgage lending has changed significantly since the housing bubble burst. Mortgage lenders have returned to traditional loan standards that require extensive documentation of income and assets for a loan approval. Government regulatory agencies also continue to react … Continue reading

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Buying a Home in the Winter

Spring and summer are the high season for home sales, but winter can be a buyer’s market. If you don’t mind a smaller pool of homes for sale or moving around the holidays, winter might be a good time for … Continue reading

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How to Choose the Right Neighborhood

Any good Realtor will share the mantra, “location, location, location” when talking about the attributes that help a home hold its value and potentially appreciate. However, no one neighborhood is right for every buyer. Determining which community meets your needs … Continue reading

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